Texas Insurance Tips From an Agency That Actually Shops It For You

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We're not tied to any one insurance company. Fact Insurance Texas is a family-owned, independent agency serving Texans statewide, comparing real carriers for real families since 2001, not reciting one company's rulebook. That's still the whole job: you call, we shop, you decide.

The $9.99 Sign That Talked Us Into a 30-Day Food Challenge

Josh Lewis • Aug 28, 2026

There's a sign outside our local Luby's that reads, in the same deadpan style as those El Arroyo marquees all over Texas: "Inflation called, we said 'NO.'" Jenny and I were still laughing about it when I looked down at the plate in front of me. That's when I realized it wasn't my usual

Savings Tips

Why You Should Shop Your Auto Insurance Rates Every Year

JL • Mar 18, 2026

Auto insurance is one of those things most people don’t think about until they need it. But taking a few minutes each year to review your policy can save you money, ensure proper coverage, and keep you protected on the road. Why Annual Rate Checks Matter 1. Insurance Rates Change Often Just like the Texas weather, insurance rates can change...